Frequently asked questions about Life Insurance

Can I cash in my life insurance policy?

Can I have more than one over 50s life insurance plan?

Can I take out a funeral plan when I’m over 80?

Can I take out a life insurance policy for someone else?

Can I take out life insurance for my parents?

Can I take out more than one life insurance policy?

Can I use my life insurance to pay for nursing care?

Can life insurance be used to pay off debts?

Can life insurance providers check my family’s medical records without my permission?

Can life insurance providers check my family’s medical records without my permission?

Do I have to be married to my partner for them to be my beneficiary?

Do I have to pay tax on my life insurance pay-out?

Do I have to pay tax on my life insurance payout?

Do I have to tell my lie insurance provider if I become pregnant?

Do I have to tell my life insurance provider about new medical conditions?

Do I need a death certificate to claim life insurance?

Do I need life insurance if I already have death in service benefit?

Do you need life insurance to get a mortgage?

Does life insurance cover funeral costs?

Does life insurance cover suicide?

Does my life insurance cover me if I move to another country?

How do I change my life insurance beneficiary?

How do I find out if someone had life insurance?

How do life insurance companies know if you smoke?

What’s the difference between critical illness cover and life insurance?

What’s the difference between life insurance and health insurance?

What’s the difference between life insurance and mortgage protection insurance?

How long does it take to plan a funeral?

How long should I take out life insurance for?

How much does it cost to write a will?

How much does life insurance cost on average?

How often should I update my life insurance policy?

I’m in my 30s and have just started a family, but do I need life insurance?

I’m in my 30s and have just started a family, but do I need life insurance?

Is life insurance considered part of an estate?

Is life insurance worth it if I’m single and don’t have children?

Is life insurance worth it if I’m single and don’t have children?

What happens if a life insurance beneficiary dies before the policyholder?

What happens if I die without a will?

What happens if I don’t pay my life insurance premiums?

What happens if I don’t pay my life insurance premiums?

What happens to my life insurance policy if it expires before I die?

What happens to my pension when I die?

What should I do if I can’t afford my life insurance premium?

What should I do if I can’t afford my life insurance premium?

What will happen to my mortgage if I die without life insurance?

What’s the difference between critical illness cover and life insurance?

What’s the difference between life insurance and health insurance?

What’s the difference between life insurance and mortgage protection insurance?

When is the best time to write a will?

Who can witness a will?

Will I get a refund if I cancel my life insurance?

Will life insurance pay out if the beneficiary is under 18?